Raising a family can be costly but there are still ways you can manage to save. Managing your family’s finances needn’t be a complicated affair, sometimes the simplest tips can make a difference to your
Jill Kerby has been a successful personal finance journalist for over 25 years. She has worked for The Irish Times, The Sunday Times, Business and Finance magazine and has been a regular commentator on radio and television. She edited Irish Pensions magazine for the IAPF for 10 years and her popular MoneyTimes column appears weekly in a dozen regional newspapers. She is an outspoken consumer advocate and educator, so I was delighted that she agreed to chat to me about life, money and happiness or even the “absence of unhappiness” as she likes to term it.
Given the very recent challenging economic and operating environment the focus for many self employed is on business survival rather than wealth accumulation. Hence personal financial planning has taken a back seat to the everyday challenges of running a business in a recessionary environment.